HDFC Bank's Women's Savings Account : Features and Benefits

In today's financial landscape, women are actively seeking tools and services tailored to their specific needs. HDFC Bank's Women's Savings Account aims to meet this demand by offering a range of features that extend beyond basic banking services. From minimum balance requirements suited to various geographies to comprehensive insurance covers, the account presents a multifaceted approach to financial management for women. This article will provide an in-depth look at what the HDFC Bank Women's Savings Account offers, helping you evaluate its benefits and features.

Minimum Balance Requirement for HDFC Women's Saving Account

With a nominal minimum balance requirement of Rs.10,000 in Metro/Urban areas and Rs.5,000 in Semi-urban & Rural regions, this account is accessible to women across diverse landscapes.

Health Cover

Prioritizing your well-being, the Women's Savings Account offers a comprehensive health cover, including a total insurance cover of up to Rs.45 Lakh for the primary holder. This encompasses Accidental Hospitalization Cover of Rs.1 lakh per annum and an Accidental Death Cover of up to Rs.15 lakhs for the first holder.

International Air Coverage

Fly with confidence! Enjoy an additional International Air Coverage of flat Rs.25 Lakh when you purchase an air ticket using your Debit Card.

Daily Cash Allowance

In times of need, receive a daily cash allowance of Rs.1,000 per day of hospitalization for a maximum of 10 days.

Zero Liability Cover

Rest easy with a Zero Liability Cover of Rs.4 Lakh for any fraudulent Point of Sale transactions on your debit card.

Exclusive Debit Card

Unveiling the Woman's Advantage Debit Card, loaded with exclusive offers & deals. Earn up to 0.5% cashback on transactions across Telecom, Utilities, Groceries & Supermarkets, Restaurants, and Apparels. Daily cash withdrawal limit is ₹25,000 and daily shopping limit is ₹2.75 lakh.

Special Benefits

Avail a waiver on the annual maintenance charge for the first year on your Demat Account. Additionally, enjoy a 50% discount on locker fees for the initial year on a pro-rata basis with the Woman's Advantage Debit Card.

Money Maximizer

Watch your savings grow! If your account balance exceeds or reaches Rs.1,00,000, the surplus amount over Rs.75,000 will be seamlessly transferred into a Fixed Deposit.

Special Loan Offers

Benefit from exclusive loan offers on Auto Loans, Two Wheeler Loans, and Consumer Durables. Explore the Super Saver Overdraft facility against your Fixed Deposit (subjected to approval) and the Smart Buy – your one-stop-shop for all your needs.

Free Transactions

Experience seamless banking with free UPI, NEFT, and RTGS transactions in online mode to transfer funds from your HDFC Bank account.

The HDFC Bank Women's Savings Account offers a spectrum of benefits and privileges crafted to empower women on their financial journey. Visit HDFC Bank branch for up to date information.